You can support us by recommending this page. Please give a contribution to the further developement of this interest calculators. Thank you!

# Instructions For Using The Life Annuity Calculator

Here you can calculate the life annuity, this is a pension you get until the end of life in consideration of a real estate such as an apartment, a home ect. as well as a certain amount of money. They are bound to the life expectancy of the pensioner. The base for the calculation of life annuities are life tables. (Vital statistics of the population of a country). This calculations are based on the United States Life Tables, 2003 and the Canacian Life Tables, 2002_2003

 Life annuity for one live
 Country USA Canada Gender Male Female Instruction: Enter your gender, age, the interest rate and the period of payment. If you want calculate the life annuity, enter the present value. If you want calculate the present value, enter the desidered life annuity. Click on 'Calculate' If you have entered the present value, the expected live annuity is calculated. If the life annuity was entered, the required present value is calculated. Age Present value Interest rate Period of payment Annual Semiannual Quarterly Monthly Life annuity
 advanced options Indicate, if the life annuity is to pay in advance or in arrears, if the payment of the life annuity should beginn after a certain time, or if the payment of the life annuity should end after a certain time. Payable Advance Arrears Deferred annuity Deferring for Jahre Temporary annuity Payable for Jahre
copyright: studio-3b - prettau - southtyrol - italy

# Life annuity

Life annuitys are periodic payments until the end of the recipient's life. They are bound on the life expectancy of the pensioner. They are purchased by one-time payments (eg sale of a house on annuity) or ongoing contributions (deferred annuity). Basis for the calculation of life annuities are life tables. (Vital statistics of the population of a country).

A typical example of the life annuity is the sale of a house. The purchase agreement is, that the buy price is payed only partially (or not at all). Instead of paying immediately, the buyer has to pay a certain ammount as a peridoic annuity until the death of the seller.

# Instructions for using the life annuity calculator:

Present value: The present value is the amount, wich should be used for the life annuity, for example, the proceeds of sale or an accumulated amount of money. You can calculate the life annuity, if the present value is known or you can calculate the present value, if the life anniuty is known.

Interest Rate: Enter the agreed interest rate in the appropriate field.

Payment period: Select the payment period of the life annuity.

Life annuity: If you have entered the present value, the life annuity is calculated. If you would like to know, what present value is needed to recive a certain life annuity, enter the desidered life annuity an calculate the needed present value.

Payable: Choose, whether the pension will be disbursed at the beginning or at the end of a period.

Deferred annuity: Determine whether the payment of the life annuity is deferred for a certain time.

Temporary annuity: Determine whether the life annuity should be paid only for a certain period .

Calculate: Click on 'Calculate' to calculate the life annuity.

Delete entries: deletes all entries.

 Note: The base of this calculations are the United States Life Tables, 2006 and the Canacian Life Tables, 2002_2003 Insurers often use different life tables. Therefore the results can differ. We exclude any kind of liability for the accuracy of the calculation results!

Studio 3b - Wiese 79 - 39030 Prettau - Southtyrol/Italy info@webfinancialtools.com