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Free Online Interest Calculators, Loans, Mortgages, Life annuity, Interest Charges, Interest Scale, Net-Cash-Flow (NPV) ect.


WebFinancialTools ...

... is an new Internet portal with various online interest calculators. It is just as suitable for tax counsels, economic advisers, investment consultants, investors, insurers, bankers, building contractors, consumer advocates etc. as for the private one, be it for the car purchase, the housing financing, the age precaution, the investment of funds or other financial affairs that have to be financed.

Get annuity, term or effective interest rates of loans, mortgages, hire purchase, control the settlement of a current account or a bank giro account, the compound interest of call money, compute the NPV (net cash flow) and IRR (internal rate of return) of a financing or investment, the average return on cash investments such as stock portfolios, etc.

The service is free for everyone!

Currently, the following freeware online - Interest Calculators are available:


WebFinancialTools stands at its beginning today. A goal of the project is to continue to develop the service for as many users as possible.

In addition, we ask for your assistance: Write your opinion, suggestion and criticism to info@webfinancialtools.com. If you like the side, recommend it to your friends and set a link on your homepage.

For your
WebFinancialTools team
Dr. Alois Enz



Short Description of the OnLine Interest Calculators:

- Loan: It is often difficult to compare financing offers because of hidden costs and unequal repayment periods, different running times etc. With the loan calculator you can compare them by calculating the effective interest rate. The resulting repayment plan contains the annuity, the part of interest and the part of capital on the annuity. More ...

- Saving Pension Calculator: How much do you have to save, if you want to receive a certain pension? The
Saving Pension Calculator has two phases: In the saving phase regular deposits are paid interest on (investment of funds). In the disbursement phase a continuous pension is computed, which can be disbursed, so that on the assumption of certain interest charges the capital is expended at the end of the running time, or so that a certain amount is reached. More ...

- Interest Scale:
Almost everyone has a current account; special about the current account is that the balance can change from asset to credit (from positiv to negative) and vice versa. The interest rates are different, according to whether the credit balance is positive or negative. Besides, the interest rate may vary in the course of time. Accordingly, it is complex to control current accounts. The current account calculator provides the possibility to accomplish that easily, online and free of charge. More ...

- Life Annuity:
Life annuitys are periodic payments until the end of the recipient's life. They are bound to the life expectancy of the pensioner. They are purchased by one-time payments (eg sale of a house on annuity) or ongoing contributions (deferred annuity). Basis for the calculation of life annuities are life tables. (Vital statistics of the population of a country). More ...

- Interest Charges: Does someone owe you money and you can demand interest, e.g. concerning
compensation claims? If long civil proceedings precede, the computation of the interest is complex, particularly if changing interest rates have to be considered. With the interest charges calculator you can calculate the appropriate computations online. More ...

- Investment Portfolio:
Investors usually distribute the money on several forms of investment in order to minimize the risk and to optimize the yield. The result is that there are different yields with different maturities. But what is the whole amount of interest charges of the entire portfolio? With the Investment Portfolio Calculator you can compute the average yield of a investment. More ...

- Net Cash Flow: With the net cash flow
calculator you can compute the internal interest rate of an investment. At the beginning of an investment most often stand a large expenditure (investment sum), periodic costs and proceeds. After a certain period the investment has to be paid off. More ...

Studio 3b - Wiese 79 - 39030 Prettau - info@webfinancialtools.com